Road Hazard & Ownership
Key Replacement
Reimburses the high cost of replacing and programming modern electronic keys, remotes, and fobs.
Lost key protection, solved
Modern keys are computers — transponders, chips, programming — and replacing one can cost hundreds. Autto Key Replacement reimburses lost, stolen, or malfunctioning keys fast.
What's included
- Key & remote replacement — Covers replacing and programming keys, fobs, and transponders.
- Your choice of provider — Use your preferred dealership or a licensed mobile locksmith.
- 24/7 roadside — U.S. & Canada coverage: towing, jump-starts, flats, fuel delivery, lockouts, winching.
How claims work
When something happens, call us directly at 833-372-7526 or file online at claims.autto.com. We authorize the repair, deal with the shop, and explain exactly what's covered — our average claim time is under two hours.
Need to use this coverage?
Call us or file online — our average claim time is under two hours.